Privacy Policy

This Privacy Policy (“Policy”) governs the manner in which CXOWords access, collection, use, store, disclose, handle, and sharing information collected from users (each, a “User”) of the www.cxowords.com and/or its mobile application (“Site”). This Policy applies to every User visiting/ accessing the Site, or downloading mobile applications of CXOWords or availing the products and/or services offered by CXOWords

Personal identification information

We, at CXOWords, believe in respecting privacy of its Users by maintaining the highest standards for secure transactions and protection of User’s personal information. CXOWords may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit Site, register on the Site, place an order, download details of any product/service, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features or resources CXOWords make available on Site.

Users may be asked for personally identifiable details, financial and health related information, such as name, age, gender, email address, mailing address, phone number, PAN/Aadhar number, photograph, User’s payment information, payment/purchase history, credit score, monthly/annual income, loan/financial history, health/medical/physical fitness information, bank account details, credit card information, User’s mobile device location, information (identifiers that relate to an individual device, browser or application, e.g. an IMEI number, MAC address, Widevine Device ID, Firebase installation ID, or advertising identifier) and any such other related information or data as may be required for offering products and services offered by CXOWords.

User may also note and understand that while accessing Site or downloading or using the mobile application (android or iOS) of Coverfox, the User authorizes Coverfox to access and use information, such as, SMS, instant messages, contacts in your directory, location, camera access to take pictures & videos, photo gallery access and device information such as IP address, logged in accounts etc. We also collect mobile application information and performance data (such as crash logs, diagnostics and other application related information) as well as IMEI number, MAC address, Widevine Device ID, Firebase installation ID, or advertising identifier etc, along with other User's generated content. We may also request you to provide your PAN, GST Number, Government issued ID cards/number and Know-Your-Customer (KYC) details at the time of buying the policy to meet with guidelines of the Insurance regulatory authority, IRDAI.

Users may, however, visit Site anonymously. CXOWords will collect personal identification information from Users only if they voluntarily submit such information to it. Users can always refuse to supply personal identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

CXOWords may collect non-personal identification information about Users whenever they interact with Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use “cookies” or any similar technology to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. However, the User may at any time choose to set their web browser to refuse cookies, or to alert when cookies are being sent. If the User choose to disable the cookies, then certain features on the Site may not function properly.

Third Party Websites

Users may find content on Site that links to the sites and services of insurance companies which may appear on Site. CXOWords does not control the content or links that appear on these sites and are not responsible for the practices employed by CXOWords sites linked to or from Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to Site, is subject to that website’s own terms and policies.

Changes to this Policy

CXOWords has the discretion to update this Privacy Policy at any time. CXOWords encourage Users to frequently check this page for any changes to stay informed about how CXOWords are helping to protect the personal information CXOWords collect. User acknowledges and agrees that it is its responsibility to review this Policy periodically and become aware of modifications.

User’s Acceptance

By using this Site in any manner, User signifies its acceptance of the Policy. If the User does not agree to this Policy, User is advised to not use the Site or download Coverfox’s mobile application. User continued uses of the Site, following the posting of changes to this Policy will be deemed User’s acceptance of those changes.